Rocky Lalvani: My story is a little different than those of most financial experts. I spent my working career outside of the financial industry because I didn’t like the products and advice they were providing and didn’t feel comfortable recommending them to others. During my working career, I built my wealth through old-fashion savings and investing. I grew up as an immigrant to the United States after my parents immigrated from India. They were only allowed to bring $25 with them and had to start over in life. While growing up, it was normal for all the parents to have conversations about money. How much things cost, how much they spent, and how much people earned. We observed the way they were making wise decisions, and the community quickly achieved financial success. I never realized this wasn’t how everyone else talked about money. I learned most people don’t talk about money and are more likely to share their sex lives than their money story.